Easy Process

Whether you're applying for a consumer loan or small business loan, applying is secure, fast, and easy. It's a one-time, quick application process.

Personal Loan Requirements:

Resident of Utah

Minimum $2,000 per month W-2 income (At least 4-month job history is preferred)

Active Phone Line

Active bank account

At least 18 years of age

Supporting Items Requested

Utah Identification

Latest Pay Stub

Latest Bank Statement

Business Loan Requirements:

Business License

Business Bank Statements (Previous 3 months)

Utah ID of Business owner

Collateral (If any)

At least 18 years of age

Supporting Items Requested

Franchise Agreement (if any)

Articles of Incorporation

Recent Year's Balance Sheet and Income statement (if available)

Additional Information for Payday Loan Consolidations:

If you are applying to consolidate or eliminate your payday loans, please bring us your latest contract for each payday loan.

Free Credit Line Consultations:

We offer a free consultation, during which we will show you how a KeyX Financial Loan can eliminate your payday loans and how much money you can save. Contact us today to schedule your free consultation. 

Results Speak Louder than Words:

Over the years, KeyX Financial has helped thousands of consumers like you eliminate their payday loans and save 60% to 75% on their personal credit costs. Why wait another day? Let's discuss how we can help you pay down your debt and save money!

How to Apply:

It's easy to apply for a KeyX Financial loan online or in person!

You can submit your loan application online or in person at our SLC South State Street office from Tuesday through Saturday. For our location and hours, see our Contact Page. Walk-ins are welcome. We recommend you call ahead if you have any questions about our application requirements, documents needed, etc. We also speak Spanish.

Or, click the button below to start your application online now!

Application Processing Times:

  • Personal Credit Lines $500 to $5,000 usually within 1 business day.
  • Small Business Loans $3000 to $30,000 usually within 1-2 business days