Lower Cost
Personal Loans

Affordable Credit
for Small Business

Affordable Credit
for Small Business

At KeyX Financial, we provide affordable loans for consumers and small businesses in Utah designed to help lower credit costs and achieve financial goals. Since 2010, we've proudly served thousands of customers across Utah with integrity, honesty, and fairness.

Whether you're looking to consolidate debt, cover unexpected expenses, or take the next step in your personal or business journey, our trusted credit lines offer flexible terms and personalized service. Discover how KeyX Financial can make borrowing simple, affordable, and stress-free.

It's easy to apply for a KeyX Financial loan online or in-person. We also speak Spanish!

“Better Credit Leads to a Better Life,
and We’ll Help You Get There”

Customer Testimonials

UTAH'S HOMETOWN LENDER

KeyFX

"My investigative team has checked out not only the business, but also the owner and his background. We looked at the business licensing, court records, patterns of complaints (couldn’t find any), and the way they treat their customers. The results of all of that lead me to trust KEYX Financial. I now stand behind this company, and endorse them. I am proud to declare them GEPHARDT APPROVED."

Affordable Credit Lines
Since 2010

Successful-Business-Owners

A Utah Company
Helping Utah People

Se Habla Español

We Speak Spanish ISOLATED

Our Blog

Term Loan vs. Line of Credit: What’s The Difference?

You've heard the terms of Loan and Line of Credit. Is it just fancy lingo or is there actually a...
Happy Family KeyX Improving Credit-min

What’s a Direct Lender? Do your research!

Not all loan companies are the same. Some aren't even loan companies. Did you know that many loan companies aren't...
Cafe Woman Isolated 5

Why you should avoid a Merchant Cash Advance

Small businesses need cash to operate. Much like consumers, small businesses find themselves in a pinch and need capital fast....